Short-Term Business Finance

Working Capital Finance

Working Capital Finance from Trust Finance & Investment Ltd is designed to support the day-to-day operational cash flow needs of businesses — helping enterprises maintain smooth operations while waiting for receivables and sales collections.

These facilities are suitable for trading, manufacturing, and service businesses that require short-to-medium term funding to manage inventory, supplier payment cycles, and operating expenses.

Facility amount, pricing, tenor, and security requirements are structured based on individual business profile, documentation, and applicable policy guidelines.

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Working Capital Finance
Fast
Disbursement

Trading

Inventory & procurement finance

Manufacturing

Raw material & production cycle support

Services

Operational expense & overhead coverage

Short–Medium

Flexible tenor aligned to cash flow

Facility Applications

Typical Business Uses

Working Capital Finance addresses the most common operational funding gaps businesses face across all sectors.

Inventory Procurement

Supports bulk purchase of raw materials or goods to maintain an uninterrupted production or sales supply.

Supplier Settlement

Helps maintain timely supplier payments to protect business relationships and unlock better trade terms.

Receivable Gap Coverage

Provides a funding bridge between invoicing and actual customer payment realization — especially for B2B businesses.

Operational Cost Management

Covers recurring expenses such as wages, utilities, logistics, and overhead during lean or peak business cycles.

Why Choose Us

Product Advantages & Eligibility

Key Product Advantages

Competitive pricing & transparent terms
Clear facility terms with no hidden charges or surprise costs
Repayment aligned with business cash flow
Structured facility design that matches your receivable cycles
Relationship-based professional service
Dedicated relationship team provides guidance from application to disbursement
Support for both emerging & established businesses
Facilities available to businesses at all stages of growth
Fast processing & clear communication
Prompt updates at every stage of documentation and credit review

Eligibility Overview

Operational track record
Business should be operational with a verifiable track record in the relevant sector
Valid legal & regulatory documentation
Trade license, incorporation documents, TIN, VAT registration as applicable
Demonstrable repayment capability
Banking records, financial statements, and cash flow patterns should support the facility
Security & guarantee structure
Collateral, personal guarantees, or post-dated cheques may apply based on facility design
Credit & compliance assessment
Final eligibility is subject to FFL's internal credit review and regulatory compliance verification
How to Apply

Application Process

A straightforward 4-step process from initial discussion to fund disbursement.

1
Initial Discussion

Speak with our relationship team to define your business requirement, cash flow challenge, and the most suitable facility type.

2
Document Submission

Submit the application form along with required business documents: trade license, financial statements, bank statements, ownership details, and security information.

3
Credit & Compliance Review

FFL's credit and compliance team conducts a thorough business assessment, site verification where required, and regulatory due diligence.

4
Sanction & Disbursement

Upon approval, sanction letter issued, documentation completed, and funds disbursed as per the approved facility terms and schedule.

Ready to unlock your business cash flow?

Speak with our relationship team today to explore the right working capital facility for your business needs.

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