Trust Finance & Investment Ltd

Deposit Scheme

Double Your Money in 90 Months

The Double Money Benefit scheme is designed for long-term savers who want to see their investment grow to double its original value at maturity — with no active management required.

Your profit accumulates throughout the tenure and is paid out together with your principal at maturity, effectively doubling your deposited amount over 90 months.

A minimum deposit of just Tk. 10,000 is required to participate, making this scheme accessible to a wide range of individual and corporate depositors.

Open an Account View Fixed Deposit

In 90 Months

Tk. 10,000

Minimum deposit to start

90 Months

Deposit term to maturity

2x Return

Double your deposited amount

NBFI Assured

Regulated by Bangladesh Bank

How It Works

Key Features

Everything you need to know about the Double Money Benefit scheme at a glance.

Minimum Deposit

A minimum of Tk. 10,000 is required to open an account under this scheme. There is no upper cap on the deposit amount.

90-Month Term

The deposit matures after 90 months (7.5 years). Upon maturity, your original deposit plus accumulated profit doubles your invested amount.

Profit Accumulation

Profit is accumulated throughout the tenure and disbursed together with the principal at maturity — no intermediate withdrawals needed.

Tax on Profit

Taxes are deducted from profit earned on the deposit scheme as per Government rules at the time of payment.

Auto Renewal

Upon maturity, if no written instructions are received at least 3 days prior, the deposit is automatically renewed at the prevailing rate for the same term.

Loan Against Deposit

Depositors may avail a loan of up to 80% of the deposited amount at a rate 2.50%–3.00% above the applicable deposit rate.

Documentation

Required Documents

Please ensure the following documents are ready when submitting your application.

Passport-Sized Photographs

Recent photos of both the depositor and the nominee

National ID / Passport / E-TIN

Valid government-issued identification document

KYC Compliance

Know Your Customer form per Bangladesh Bank guidelines

Effective Date: 21st November 2021. Interest rates are subject to change at any time without notice. Please confirm the prevailing rate with our team before placing your deposit.

Scheme Terms

Aspects of the Deposit Scheme

Aspect	Details
Eligibility	Bangladeshi adults, companies, clubs, NGOs, educational institutions, and NRBs
Nomination	One or more nominees may be designated to claim on depositor's behalf
Account Operation	Single or joint; either-or-survivor basis available for joint accounts
Mode of Deposit	A/C payee cheque, Pay Order, or Demand Draft in favour of FFL
Deposit Receipt	Issued for each deposit — must be presented at encashment
Loan Against Deposit	Up to 80% of deposited amount; rate 2.50%–3.00% above deposit rate
Encashment	On maturity or after 3 months; crossed cheque in favour of first-named depositor
Premature Withdrawal	Allowed after 3 months at savings rate; before 3 months subject to Bangladesh Bank approval

Why Choose This Scheme

A Smart Choice for Long-Term Savers

The Double Money Benefit scheme is ideal for individuals and families who want a disciplined, hands-off savings vehicle that grows their wealth predictably over time.

Low entry barrier — start from Tk. 10,000

Accessible to a wide income range

Guaranteed doubling of capital at maturity

No market risk — fixed scheme structure

Loan facility for urgent liquidity needs

Up to 80% loan without breaking the deposit

Regulated NBFI — full compliance with Bangladesh Bank

Transparent governance and depositor protection

Illustrative Example

Here is how the Double Money Benefit works for a sample deposit:

Deposit Amount Tk. 1,00,000

Tenure 90 Months

Maturity Amount Tk. 2,00,000

This illustration is indicative only. Actual maturity value may vary based on applicable rates and tax deductions. Please confirm current terms with our team.

Double Money Benefit