The Monthly Savings Scheme (MSS) is designed to help individuals — especially those with lower or middle incomes — build disciplined savings habits and accumulate wealth over a structured time horizon.
By committing a fixed monthly deposit, participants benefit from compounding returns over 3 to 10 years, creating a meaningful financial cushion for the future.
Open to all Bangladeshi nationals, minors (through guardians), and corporate entities — with a monthly contribution starting from just Tk. 1,000.
Affordable monthly contributions
Competitive annual profit rate
Flexible tenure options
Individuals, minors & corporates
Minimum monthly deposit
Annual profit rate (effective date: Nov 2021)
Available tenure options
Regulated by Bangladesh Bank
Select your monthly deposit amount and preferred tenure. Profit rates are applied annually on the accumulated deposit balance.
Effective Date: 21st November 2021. Profit rates are subject to change. Tax will be deducted from profit as per the Income Tax Ordinance. Please confirm current rates with our team before opening an account.
Key terms governing operation, nomination, payment timing, premature encashment, and default.
Contact our team to open your Monthly Savings Scheme account and begin your journey to financial security. Rates are subject to change — confirm before applying.