Empowering Entrepreneurs

SME Finance Built for Bangladesh's Growth Engines

The growth of Small and Medium Enterprises (SMEs) in Bangladesh directly drives employment, GDP growth, and poverty alleviation. Trust Finance & Investment Ltd recognises that many small entrepreneurs cannot provide high-value collateral — so we stepped in to bridge that gap.

We provide collateral-free credit facilities to small & medium entrepreneurs across the country — supporting Trading, Services, Manufacturing, and Cottage Industries with the financial access they deserve.

Tk. 5 Lac
Collateral-free limit
5 Yrs
Maximum repayment
25 Lac
Maximum loan size
0%
Compound interest
Sectors We Support:
Trading Services Manufacturing Cottage Industry Women Entrepreneurs
Why Choose Us

What Makes Our SME Loan Special

Designed specifically for entrepreneurs who need simple, fast, and fair access to business finance.

01
Easy to Apply

Simple application process with minimal paperwork — no unnecessary complexity.

02
No Hidden Costs

Full transparency on all fees. No surprise charges at any stage of the process.

03
No Pre-Approval Charges

We never take any charge before your loan is officially approved and sanctioned.

04
Doorstep Service

Fast and quality customer service brought directly to your business location.

05
Helpful Environment

Supportive and entrepreneur-friendly service culture — we're here to help you grow.

06
Tk. 5 Lac Collateral-Free

Loans up to Tk. 5,00,000 available without requiring collateral or asset security.

07
Financial Flexibility

Loan sizing and repayment structured to align with your actual business cash flow.

08
No Compound Interest

Simple interest structure — no compounding means your repayment obligation stays predictable.

Loan Details

Loan Size & Repayment Terms

Our SME loan is purposefully designed to serve a wide range of business sizes — from micro traders to growing medium enterprises — with clear, simple repayment terms.

Parameter Details
Minimum Loan Tk. 50,000
Maximum Loan Tk. 25,00,000
Repayment Period Maximum 5 Years
Repayment Mode Equal Monthly Instalments
Service Charge Competitively Low

Eligibility Criteria

1
Minimum 2 years of business experience
Entrepreneur must have at least 2 years of experience in the same line of business
2
Ongoing business with operational track record
Business must be active and running with a minimum 2-year operational history
3
Sole proprietorship, partnership, or private limited company
All standard business structures are eligible to apply
4
Valid trade license & 1-year bank statement
Current trade license and 12 months of bank transaction records required
5
Two acceptable guarantors
Two personal guarantors acceptable to FFL required for the facility
6
Advance rental deed or possession deed of business premises
Documentation confirming your business location is required

Take the next step for your business today

Apply for an SME loan from Trust Finance & Investment Ltd — simple process, fair terms, no collateral up to Tk. 5 lac.