Asset-Backed Financing

Lease Finance & Sale Lease Back

Trust Finance & Investment Ltd provides lease finance primarily for the procurement of industrial machinery, commercial equipment, and transport assets — helping businesses grow without the burden of full upfront capital outlay.

Since the introduction of this scheme in 1999, we have delivered strong lease financing outcomes for individuals, small enterprises, and medium-to-large businesses across all major industrial sectors.

Our Sale & Lease Back facility further enables businesses to unlock capital from assets already in their possession — converting ownership into immediate liquidity while retaining full use of the asset.

Apply for Lease Finance Working Capital Finance
Lease Finance
Since
1999

Up to 70%

Financing of acquisition cost

Up to 100%

Written-down value on Sale & Lease Back

1 – 5 Years

Flexible lease tenure

All Sectors

Manufacturing, services & transport

Eligible Assets

What We Finance

Trust Finance supports a broad range of asset categories for businesses across all major sectors of the Bangladesh economy.

Industrial Machinery

Capital machinery, plant and equipment, boilers, generators, and manufacturing line equipment for all industrial sectors.

Vehicles & Transport

Commercial vehicles, CNG conversion kits, refuelling plants, sea vessels, river transport assets, and engines.

Office & IT Equipment

Computers, servers, IT infrastructure for educational centres, office automation equipment, and lifts.

Medical Equipment

Diagnostic, therapeutic, and laboratory equipment for hospitals, clinics, and healthcare facilities.

Construction Equipment

Excavators, cranes, scaffold systems, and other heavy construction machinery for infrastructure projects.

Power & Energy

Generators, solar installations, power plant subcomponents, and energy infrastructure assets.

Two Facilities

Lease Finance vs. Sale & Lease Back

Choose the facility that matches your situation — new asset acquisition or unlocking capital from an existing asset.

Lease Finance

For new asset acquisition

Asset-backed financing
Industrial machinery, equipment, vehicles, vessels, generators, and more
Up to 70% of acquisition cost
Rest covered as client equity or down payment
1 to 5 year tenure
Based on asset type and client requirements
Monthly rental repayment
Structured equal monthly payments through the lease term
Ownership transfer at end of term
Legal ownership remains with FFL during lease; transferred to client at maturity

Sale & Lease Back

For unlocking capital from existing assets

Financing against already-owned assets
Machinery, equipment, vehicles, vessels, and other in-use assets
Up to 100% of written-down value
Based on condition and current asset valuation (cost net of depreciation)
1 to 5 year tenure
Dependent on original purchase date and current asset condition
Equal monthly rental repayment
Structured instalments keep cash flow predictable
Ownership re-transferred at end of term
Asset ownership moves to FFL at financing; returns to client at term end
Why Choose Lease Finance

Business Benefits of Leasing

Lease financing is an ideal tool for businesses looking to preserve working capital, manage tax obligations efficiently, and maintain financial flexibility while growing their asset base.

Better financial flexibility
Acquire assets without full upfront capital expenditure
Tax efficiency
Lease rentals may be treated as operating expenses for tax purposes
Liquidity unlock via Sale & Lease Back
Convert in-use assets into immediate cash without disrupting operations
Predictable monthly outflows
Fixed rental structure makes budgeting and cash flow management straightforward
Professional advice and structured support
FFL provides end-to-end assistance from application to disbursement

How to Apply

1
Contact our team
Reach out by phone, email, or contact form to discuss your asset and financing need
2
Submit documentation
Provide asset details, business documents, financial statements, and ownership papers
3
Credit assessment & approval
FFL evaluates the asset, client profile, and financing structure
4
Disbursement & lease commencement
Funds disbursed and lease agreement executed; monthly rentals commence
Apply Now

Interested in Lease Finance or Sale & Lease Back?

Our team is ready to assess your asset, structure the right facility, and guide you through the process.

Contact Us Working Capital Finance